Welcome to Capital Bridging Finance

Capital Bridging Finance is a boutique short-term Australia-wide lending firm with offices based in Melbourne CBD. Privately owned and funded, our executive team has been offering seamless finance solutions for a wide range of hard-working and business-savvy clients since 2004. With over a century of combined experience in property, finance and banking, our personalised service is simply no match for other lenders. Whether you’re a business owner who needs instant cash, a house owner who needs to make a purchase before they sell their own property, or someone else suffering from cash flow issues, a bridging loan can help.

Services we offer

We’re passionate about providing excellent domestic and commercial bridging finance services for people who need urgent bridging loans. 

We can assist with commercial property purchases where financials are incomplete, ATO windup orders due to debt, cash flow for purchase of materials, poor repayment history to consolidate debts, urgent funds for equipment replacement, and settling new homes, among other scenarios.

Our process is very simple from loan enquiry and an application form being received:

1. We charge a modest inspection fee for our team to inspect every aspect of your application, including credit assessment and financials (if required), internal or external valuations and credit checks.

2. There are no other fees from Capital Bridging Finance other than a competitive flat interest rate.

3. A property inspection followed by a meeting with the borrower is all it takes for your loan to be approved.

We try to keep our process as simple as possible, while ensuring all regulatory requirements are met.

Our advantages


Wondering what advantages there are to choosing Capital Bridging Finance for short term bridging loans? Here’s just a shortlist of some of the biggest advantages:


  • Our combined experience in banking and finance exceeds 100 years
  • We offer a personal touch that treats every client as unique, addresses their specific financial needs, and provides results that leave them satisfied
  • Our funding process is simple, with a phone call to discuss your circumstances prior to sending you an indicative offer
  • We move quickly and efficiently to ensure that our clients get access to their money within 24 to 48 business hours
  • Our payment terms are flexible, allowing you to capitalise, prepay or service your monthly interest in a way that best suits your situation
  • We’re not bound by restrictive policy like the major lenders, putting us in the unique position of being able to think outside the square to get clients funded
  • We keep things simple by offering one flat interest rate and NO early exit fees


Whether you need a large commercial bridging loan or a debt consolidation loan, we can provide the assistance you need. We pride ourselves on our ability to respond to different needs and circumstances, enabling clients to walk away feeling they’re in a better position than when they arrived.

NCCP & Business Loans Nationally

Residential, Commercial & Industrial Securities Accepted Australia wide

1st & 2nd registered Mortgages from $50,000 to $5 million - Interest rates from 1.5% pm

Loans can settle within 24-48 hours upon approved application

What are the benefits of using Capital Bridging Finance?


Keeping it simple

We have NO early exit fees – just ONE flat interest rate


We make it easy!

Our funding process is easy, simply call us with your scenario to receive an indicative offer 


We make it quick

We move fast to ensure you get access to your money in 24 – 48 hours 


We've made it Flexible

Capitalise, prepay or service your monthly interest with our flexible payment terms 


Understand Our Clients

We’re not bound by restrictive policy, so we think out of the square for clients to get them funded


Decades of Experience

Combined we have in excess of 100 years of banking and finance knowledge

How a Bridging Finance Loan Can Help You


Every domestic or commercial bridging finance specialist understands how complicated and stressful finance can be. This is particularly true if you’re selling an existing property and purchasing a new one, but require immediate finances. Fortunately, Capital Bridging Finance offers short-term loan solutions that can ‘bridge’ the gap between the two properties.


The Capital Bridging Finance team can provide up-to-date details on ATO debt bridging finance rates as well as general bridging loan rates in Australia to help ensure you get the best possible results, stay on top of your obligations, and minimise costs. Please note that interest on these loans compounds monthly, so the longer it takes to sell your existing property, the more interest you’ll have to pay.


Acting with Authenticity Every Step of the Way


You can rely on the expert team at Capital Bridging Finance to act with authenticity every step of the way. We strive to maintain the highest standard of integrity, making sure we stay honest with our clients and refuse to compromise in ways that could affect the quality of the outcome. We offer an alternative to the major banks, with the aim to build strong professional relationships with clients rather than exploiting them. For this reason, we work closely with you to understand and accommodate your specific requirements.


Contact us today


If you need commercial bridging loans in Australia, you can rely on the professional team at Capital Bridging Finance. Contact us to discuss your requirements. Simply call us on 1300 019 669 or message us online.

Contact Our Team

Combined Years in Business

1300 019 669

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